RRATLIFFREAL ESTATE GROUP515-943-0219Plan your move
SELLING AND BUYING IN DES MOINES

What should I do first if I need to sell my house and buy another one?

Start by estimating what may be available from your sale, review purchase financing with a lender, and put the sale, purchase, closing, possession, and moving dates on one calendar. Then compare the order and backup plans that are actually workable for you.

Start a Sell + Buy Planning Conversation
Start with the numbers

Estimate sale proceeds

A likely sale price and usable proceeds are different questions. Start with an estimate that accounts for the choices and costs connected to your sale.

Review purchase financing

Talk through loan scenarios, timing, and the payment you want to live with before the next home becomes urgent.

Put every date on one calendar

Sale, purchase, closing, funding, possession, and moving can happen on different dates. Keeping them visible helps reveal dependencies early.

Choose the workable order

Sell first, buy first, or work both together.

There is no universal best order. Each path has trade-offs around certainty, timing, offer structure, and temporary housing. The right sequence depends on your sale, financing, comfort with risk, and the homes available when you are ready.

If you find the next house first, your current sale may affect financing, offer structure, and timing. If your current house sells first, temporary housing, storage, and possession become questions worth deciding before they are urgent.

Plan for the change

Use a Plan A, Plan B, and Plan C.

Talk through the housing, storage, changed-date, and fallback options you hope not to use. Home-sale contingencies and financing tools are conditional, and written terms control.

A practical 90-day plan works from numbers to financing to timeline, then to houses. Natasha keeps the real estate, lender, and closing timelines organized at the same time.

Frequently asked questions
Should I sell my house before buying another one?+

There is no universal answer. Compare your likely sale proceeds, financing, comfort with risk, timing, and backup housing options before choosing an order.

How can I buy and sell a home at the same time?+

Start with the sale estimate and purchase financing, then map the sale, closing, possession, and moving dates. A clear Plan A, Plan B, and Plan C helps expose the decisions before they become urgent.

What if the dates for my sale and purchase change?+

Use written terms and a practical backup plan for housing, storage, funding, and possession. The best fallback depends on the transaction and should be discussed before you commit.

Keep planning

Connect the next decision.

Visit the Seller Hub →Visit the Buyer Hub →Plan a relocation →Compare new construction →Sell while buying new construction →