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Buying a Home in Des Moines
Buying a home can feel overwhelming, especially when you are comparing neighborhoods, financing options, older homes, new construction, and market conditions. This guide brings the most important Des Moines home-buying resources together in one place.
This Guide Is For You If You Are...
Buying Your First Home
Moving Up or Downsizing
Relocating to Des Moines
Building a New
Construction Home
Working on Your Credit
or Finances
This Guide Is For You If You Are...
The Des Moines Home Buying Process
A clear 7-step roadmap so you always know what's next.
Buyer Resources for Every Situation
Practical guides and local insights to help you make confident decisions
First-time Buyer Guide
Start here if you're buying your first home.
Rent vs Buy in
Des Moines
Which option makes the more sense for you?
Buying with Less Than Perfect Credit
Yes, you still have options.
New Construction Homes
What to know before you build.
Older Homes in Des Moines
What to know about 1920s-1940s homes.
Relocating to
Des Moines
Neighborhoods, cost of living, and more.
Is it Good Time to Buy?
Understand the current market.
Home Buying FAQs
Answers to the most common questions.
Buyer Resources
for Every Situation
Practical guides and local insights to
help you make confident decisions
First-time Buyer Guide
Start here if you're buying your first home.
Rent vs Buy in Des Moines
Which option makes the more sense for you?
Buying with Less Than Perfect Credit
Yes, you still have options.
New Construction Homes
What to know before you build.
Older Homes in Des Moines
What to know about 1920s-1940s homes.
Relocating to
Des Moines
Neighborhoods, cost of living, and more.
Is it Good Time to Buy?
Understand the current market.
Home Buying FAQs
Answers to the most common questions.
Why Buyers Work with Natasha ratliff?
Local expert in the Des Moines metro
Skilled negotiator and strong advocate
Education-first approach
Access to off-market and new construction opportunities
Support from offer to closing and beyond
Why Buyers Work with Natasha ratliff?
Local expert in the Des Moines metro
Skilled negotiator and strong advocate
Education-first approach
Access to off-market and new construction opportunities
Support from offer to closing and beyond
What Des moines Buyer are Saying
Ready to buy a home in des moines?
Let's create a plan that fits your goals and your life
Ready to buy a home in des moines?
Let's create a plan that fits your goals and your life
Local Des Moines Expert
Focused on Our Community
5-Star Buyer Reviews
Proven Results
RE/MAX Precision
Trusted Brokerage
Helping Buyers Across the Metro
Ready to find your perfect home in Des Moines?
Buying a home should feel exciting, not overwhelming — and the difference is preparation. We start with education: your real budget, how today's Des Moines market actually works, and what to expect at every step, so you shop with confidence instead of crossed fingers. First home? We'll walk you through it like family. Building new? We know builder contracts, timelines, and incentives from the inside — and we negotiate for you, not the builder. When you find the one, you'll have a team that moves fast and protects you at every turn.
Fill out the form below and get your Free Buyer's Guide
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How Ratliff Real Estate Group Helps Des Moines Buyers
Natasha Ratliff, CRS, SRS, helps buyers make confident decisions throughout the Des Moines metropolitan area. Whether you are buying your first home, relocating, considering new construction, or comparing neighborhoods, the resources below will help you understand your options and prepare for the next step.
Have a Plan for Buying a Home in Des Moines & Surrounding Areas?
If you’re looking to buy a home in Des Moines or the surrounding areas—including West Des Moines and Ankeny—Ratliff Real Estate Group is here to help.
We know the local market inside and out and have access to a wide range of homes for sale, including new listings, resale properties, and exclusive realtor listings.
We update our listings every five minutes, so you’ll always have the most current information on available homes. Ready to tour a property? Our agents can arrange viewings at your convenience.
Start your journey to your dream home today—contact Ratliff Real Estate Group and let us guide you every step of the way.
Buying a home in Des Moines, Natasha will help you!
You have many options when searching for a home in the Des Moines area. From new listings and resale properties to homes offered by local realtors, there’s something for every buyer. No matter the type of property you’re looking for, you can find it in Des Moines and the surrounding communities.
If you need guidance, a Des Moines real estate agent can provide expert advice and personalized assistance.
Your lead agent will use their local knowledge and market expertise to help you find the perfect home and negotiate the best deal. Trust Ratliff Real Estate Group to guide you every step of the way and help you secure your dream home in the Des Moines area.
Have a Plan for Buying a Home in Des Moines & Surrounding Areas?
If you’re looking to buy a home in Des Moines or the surrounding areas—including West Des Moines, Clive, Urbandale, Ankeny, Waukee, and Johnston—Ratliff Real Estate Group is here to help.
We know the local market inside and out and have access to a wide range of homes for sale, including new listings, resale properties, and exclusive realtor listings.
We update our listings every five minutes, so you’ll always have the most current information on available homes. Ready to tour a property? Our agents can arrange viewings at your convenience.
Start your journey to your dream home today—contact Ratliff Real Estate Group and let us guide you every step of the way.
Buying a home in Des Moines, Natasha will help you!
will help you!
You have many options when searching for a home in the Des Moines area. From new listings and resale properties to homes offered by local realtors, there’s something for every buyer. No matter the type of property you’re looking for, you can find it in Des Moines and the surrounding communities.
If you need guidance, a Des Moines real estate agent can provide expert advice and personalized assistance.
Your lead agent will use their local knowledge and market expertise to help you find the perfect home and negotiate the best deal. Trust Ratliff Real Estate Group to guide you every step of the way and help you secure your dream home in the Des Moines area.
Get money back
Because our technology allows us to be more efficient, we contribute money toward your closing expenses.
Understanding the Home-Buying Process
Buying a home is a big decision, and understanding the process before you begin can make everything feel more manageable. Learn the key steps, explore your financing options, and determine whether now is the right time to buy based on your goals and timeline.
What Are the Steps to Buy a
Home in Iowa for the First Time?
Not sure where to begin? This guide walks you through the home-buying journey—from getting pre-approved to closing day—so you'll know what to expect every step of the way.
Is Now a Good Time to Buy a Home in Des Moines?
Wondering if now is a good time to buy a home in Des Moines? Local Realtor Natasha Ratliff explains current market trends, neighborhood opportunities, and what buyers should know before making a move.
Rent vs Buy in Des Moines: What Makes Sense Right Now?
Explore whether renting or buying an older home in Des Moines makes financial sense today.
Should You Rent First or Buy
Right Away in Des Moines?
Should you rent or buy in Des Moines? Explore pros, cons, and tips for smart decisions.
Prepare Your Financing
Before you start touring homes, it's important to understand how financing can affect your home-buying journey. Your budget, monthly payment, loan options, and pre-approval all play a role in determining what homes you can realistically consider and how competitive your offer may be.
How Do I Buy a Home in Des Moines With Bad Credit?
Buy a home in Des Moines with bad credit. Learn FHA options, assistance programs, and next steps.
What Are the Steps to Buy a
Home in Iowa for the First Time?
Steps to buy a first home in Iowa, from pre-approval to closing, explained simply Iowa home guide now
Rent vs Buy in Des Moines: What Makes Sense Right Now?
Your financial situation is one of the biggest factors in deciding whether it's the right time to buy. Explore the differences between renting and owning to help you make an informed decision.
Choose the Right Des Moines Neighborhood
Where you live is about more than just the home itself. Compare neighborhoods based on commute times, lifestyle, housing styles, walkability, schools, budget, and your long-term goals to find the area that feels like the best fit for you.
Best Neighborhoods in Des Moines for First-Time Buyers
Explore the best neighborhoods in Des Moines for first-time homebuyers and starter homes.
Best Des Moines Neighborhoods for Young Professionals Who Want Walkability
Discover Des Moines’ most walkable neighborhoods for young professionals seeking urban living.
Buying in Beaverdale and Other Older-Home Neighborhoods in Des Moines
Older neighborhoods offer character, mature trees, and unique homes. Learn what buyers should know before purchasing in these established Des Moines communities.
Ingersoll, Drake, Sherman Hill, or East Village: Which Vibe Fits You?
Each neighborhood has its own personality. Compare the atmosphere, housing options, amenities, and lifestyle to discover which area best matches your preferences.
Best Des Moines Areas for Families Who Want More House for the Money
Looking for extra space without stretching your budget? Explore neighborhoods that offer strong value, larger homes, and features many growing households prioritize.
Des Moines vs West Des Moines vs Ankeny vs Waukee: Which Suburb is Right for You?
Considering multiple cities? Compare housing, commute times, amenities, and community feel to help narrow down where you'd like to live.
Best Walkable Neighborhoods in
Des Moines for Buyers
If being able to walk to local shops, restaurants, parks, and entertainment is important to you, discover the neighborhoods that offer the most pedestrian-friendly lifestyle.
Buying an Older Home in Des Moines
Many of Des Moines' most desirable neighborhoods feature homes with historic charm, mature trees, and distinctive architecture. While older homes can offer character and established locations, it's important to understand factors such as inspections, maintenance, major home systems, and potential renovation needs before making a purchase.
Buying in Beaverdale and Other Older-Home Neighborhoods in Des Moines
Discover what makes Des Moines' older neighborhoods so appealing and learn what buyers should consider when evaluating historic homes, established communities, and long-term maintenance.
Should You Be Scared of a 1920s
or 1940s House in Des Moines?
Older homes often raise questions about condition and upkeep. Learn what to expect from homes built in the 1920s and 1940s, common inspection findings, and how to evaluate whether an older home is the right fit for your needs.
Explore New Construction
Buying a new construction home offers the opportunity to personalize your space and enjoy modern features, but it also comes with important decisions that differ from purchasing a resale home. From understanding builder contracts and construction timelines to evaluating upgrade packages, warranties, and future neighborhood development, having the right guidance can help you make confident choices.
Whether you're considering a move into a new community or exploring custom home options, these resources will help you navigate the new construction process with confidence.
New Construction Homes Under
$400K Near Des Moines
Find affordable new construction homes under $400K near Des Moines in Grimes, Ankeny, Altoona & more.
More New Construction Resources
Stay tuned for more guides covering builder contracts, timelines, upgrades, warranties, neighborhood growth, and the new construction buying process.
Ready to Explore New Construction?
Thinking about building or buying a newly constructed home? Get personalized guidance on builders, communities, pricing, and available opportunities to help you find the right fit.
Moving to the Des Moines Metro
Relocating to the Des Moines metro comes with unique decisions, from choosing the right community to understanding commute times, housing styles, and when to buy. These guides are designed to help you compare your options and make your move with confidence.
Moving to Des Moines in 2026:
What Home Buyers Should Know First
Everything you need to know before making your move, including housing, cost of living, schools, and local amenities.
Best Des Moines Neighborhoods for
People New to the City
Explore the area's most popular neighborhoods and discover which communities best match your lifestyle, budget, and priorities.
Des Moines vs. West Des Moines vs.
Ankeny vs. Waukee
Compare four of the metro's most popular communities, including home prices, amenities, schools, and commuting options.
Best Des Moines Neighborhoods for Young Professionals Who Want Walkability
Find neighborhoods with walkable shopping, restaurants, parks, trails, and everyday conveniences that fit your lifestyle.
Should You Rent First or Buy
Right Away in Des Moines?
Learn the pros and cons of renting before buying versus purchasing immediately after relocating to the Des Moines area.
Moving to Des Moines Hub
A complete relocation resource featuring city guides, neighborhood comparisons, moving checklists, local insights, and everything you need to plan a successful move to Central Iowa.
Frequently Asked Questions About Buying a Home
Buying a home comes with a lot of questions. Below are answers to some of the most common topics buyers ask. If you'd like more detail, each answer links to a dedicated guide that explores the topic in depth.
How early should I speak with a lender?
Ideally, you should connect with a lender before you start touring homes.
Getting pre-approved helps you understand your budget, strengthens your offers, and identifies any financial steps you should take before buying.
How much money do I need to buy a home?
Your upfront costs typically include a down payment, closing costs, earnest money, and moving expenses. The exact amount depends on your loan type and purchase price.
Ratliff Real Estate Group is here to help you.
Start your search with an expert Ratliff Real Estate Group agent—we’ll help you find your dream home in Des Moines, West Des or Ankeny.
All your info is 100% Safe and Secured to us.
Ratliff Real Estate Group is here to help you.
Start your search with an expert Ratliff Real Estate Group agent—we’ll help you find your dream home in Des Moines, West Des Moines, or surrounding areas.
All your info is 100% Safe and Secured to us.
Buying a home in Des Moines: How it works
Our website makes it easy to find your dream home in Des Moines and the surrounding areas. Browse a wide variety of listings, including new homes, resale properties, and homes listed by local realtors. You can also request on-demand tours and schedule visits to any properties that catch your eye.
Want to stay up-to-date on the latest homes in your favorite neighborhoods? Save your search and receive notifications when new listings become available. With our website, finding your perfect Des Moines home is simple, convenient, and stress-free.
Buying a home in Des Moines: On-demand house tours
To create a winning offer on your dream home, it is important to meet with your lead real estate agent. During this meeting, they will learn more about your needs and preferences in order to develop a strategy that is tailored to your specific situation.
Trust in their expertise and experience to guide you through the process and help you get the best deal possible. Whether you are looking for a home in Brentwood or the surrounding areas, your lead agent is dedicated to finding you the perfect property and will do everything they can to make it happen. Don’t hesitate to schedule a meeting with your agent today to get started on your home buying journey.
Buying a home in Des Moines: Make an offer and seal the deal
Your lead real estate agent will first take the time to understand your unique needs and preferences. Using this information, they will create a personalized strategy to help you secure the best possible deal. Once negotiations and the closing process are complete, your Ratliff Real Estate Group agent and their team will guide you through signing the contract and finalizing the sale.
With their expertise and experience, you can feel confident that every step of the home-buying process is handled professionally, helping you make a smart investment in your dream home in Des Moines and the surrounding communities.
Check Out What Our Clients Say About Us
This Ross family is beyond estatic and truly grateful!!! So blessed to have the best realtor
Natasha Ratliff as she assisted us with finding us a home in the nic of time before our lease ended. We got the "dream" home that has everything we need and always wanted - Natasha went above and beyond in assisting us. When we thought it to be impossible; God moved mountains. With God all things are possible!!!! Grateful, Thankful, Blessed!!!! "The Family is one of God's Masterpieces" was on the wall in the family room and when we saw this it was God's stamp that this was our home (we said it at the same time). Natasha was absolutely amazing!! Everything and I mean everything fell into place and just in time!! Thank you Natasha for going above and beyond!! God is truly faithful!
- Tara Ross
Natasha has been great to work with in our home buying process. Natasha met with us before we spoke with a lender and walked us through the process. She set realistic expectations, followed up and was patient with us throughout the process. 10 out of 10 will use and recommend again and again.
- Kayla Crowley
Natasha was AWESOME!! She was there every step of the way and went above and beyond in making sure we understood every part of the home buying process. She was extremely supportive and helped walk us through our first home purchase. Always there to answer any questions we had and was even able to point us to the right lenders. So thankful to have her as our realtor.
- Brandon Pruitt
Check Out What Our Clients Say About Us
This Ross family is beyond estatic and truly grateful!!! So blessed to have the best realtor
Natasha Ratliff as she assisted us with finding us a home in the nic of time before our lease ended. We got the "dream" home that has everything we need and always wanted - Natasha went above and beyond in assisting us. When we thought it to be impossible; God moved mountains. With God all things are possible!!!! Grateful, Thankful, Blessed!!!! "The Family is one of God's Masterpieces" was on the wall in the family room and when we saw this it was God's stamp that this was our home (we said it at the same time). Natasha was absolutely amazing!! Everything and I mean everything fell into place and just in time!! Thank you Natasha for going above and beyond!! God is truly faithful!
- Tara Ross
Natasha has been great to work with in our home buying process. Natasha met with us before we spoke with a lender and walked us through the process. She set realistic expectations, followed up and was patient with us throughout the process. 10 out of 10 will use and recommend again and again.
- Kayla Crowley
Natasha was AWESOME!! She was there every step of the way and went above and beyond in making sure we understood every part of the home buying process. She was extremely supportive and helped walk us through our first home purchase. Always there to answer any questions we had and was even able to point us to the right lenders. So thankful to have her as our realtor.
- Brandon Pruitt
Subscribe To Our Newsletter And Get A Weekly Offer Exclusive Just For you!
These offers are so exclusive just for those who are into Real Estate and we
want to give it to you for free!
Subscribe To Our Newsletter And Get A Weekly Offer Exclusive Just For you!
These offers are so exclusive just for those who are into Real Estate and we want to give it to you for free!
Ratliff Real Estate Group at RE/MAX Precision helps Des Moines metro families buy, sell, and build with faith, strategy, and results. Led by Natasha Ratliff, CRS, SRS — trusted for 11+ years, from first homes to new construction to selling and buying at the same time.
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© 2026 Ratliff Real Estate Group.
All Rights Reserved.
Ratliff Real Estate Group at RE/MAX Precision helps Des Moines metro families buy, sell, and build with faith, strategy, and results. Led by Natasha Ratliff, CRS, SRS — trusted for 11+ years, from first homes to new construction to selling and buying at the same time.
© 2026 Ratliff Real Estate Group. All Rights Reserved.
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