RRATLIFFREAL ESTATE GROUP515-943-0219Plan your move
DES MOINES BUYER HUB

A clearer way to buy your next home.

Local guidance for the decisions that shape a good move: your budget, the right neighborhood, the home itself, and the offer that gets you there.

A couple exploring a sunlit Des Moines home together
Your buyer roadmap

Seven steps, one steady plan.

A home purchase has a lot of moving pieces. This gives you a clear view of the path, with room to make each decision at the right pace.

  1. 01

    Get clear on your budget

    Start with a payment range and a plan that still leaves room for real life.

  2. 02

    Talk with a lender

    Understand your loan options and get ready before the right home appears.

  3. 03

    Define your search

    Set priorities for location, home style, timing, and the must-haves.

  4. 04

    Tour and compare homes

    See how homes live, not just how they look online.

  5. 05

    Write a strong offer

    Move with a clear strategy when you find the right fit.

  6. 06

    Inspect and negotiate

    Use inspection findings and the contract to protect what matters.

  7. 07

    Final walkthrough and close

    Take one final look, sign with confidence, and receive the keys.

Choose your starting point

Buying looks different for everyone.

Find the guide that best matches your move, then use the rest of the hub when the next question comes up.

Find your fit

Get a feel for the places that could feel like home.

The right community is about your commute, weekends, home style, and the rhythm you want from daily life. Explore the metro one place at a time.

See all neighborhoods →
Buyer resources

Answers for the decisions that matter.

Start with these eight guides for the questions that come up most often, then explore the full library whenever you want to go deeper.

Explore the full guide library →
Free buyer guide

Keep the first steps clear.

Get the practical Des Moines Buyer Guide before you begin touring homes.

Send me the Buyer Guide →
Natasha Ratliff of Ratliff Real Estate Group
Why buyers work with Natasha

Advice that stays connected to your whole move.

Natasha has spent more than 11 years helping Des Moines metro families buy, sell, build, and move forward. She leads with clear numbers, honest timelines, and education before commitment.

As a REALTOR® with CRS, SRS, and SFR designations, she brings seller strategy and builder relationships into the buyer conversation, so you can see the tradeoffs before they become surprises.

Meet Natasha and Ken →
Client experiences

What buyers remember.

“Natasha worked hard to get us in the home of our dreams. Throughout the process, she kept us informed.”Kayla Heginger, Zillow review
“Natasha and Ken did an amazing job helping me purchase my first home. Their quick communication, guidance, and knowledge helped me find the perfect home!”nigbokwe2, Zillow review
Frequently asked questions

Good questions before you start.

Should I talk with a lender before I start looking?+

Yes. A conversation with a qualified lender gives you a more realistic price range, estimated payment, and a stronger position when the right home appears.

Can I buy if I need to sell my current home first?+

Often, yes. The right approach depends on your equity, financing, timeline, and comfort with risk. Natasha and Ken help you sell and buy at the same time, so both sides support each other.

Do I need an agent for new construction?+

It is wise to have your own representation before you visit a model home or begin discussing a builder contract. A buyer's agent is there to help you compare options and protect your interests.

What should I watch for in an older Des Moines home?+

Age alone is not the issue. Buyers should look carefully at maintenance history, foundations, sewer lines, roofs, electrical systems, insulation, and the details raised during inspection.

WHEN YOU ARE READY

Bring us the questions you cannot answer from a listing.

We will help you sort out the next right move for your budget, timing, and priorities.

Schedule a buyer consultation →